What are Prepaid Funeral Plans?
If you’re looking to find out more about pre-paid funeral plans and how they could benefit you and your family, you’ve come to the right place. Spencer & Peyton help clients throughout Basingstoke & Hook to make decisions about their own funeral, decisions which are very difficult for bereaved family members to make.
So, what is a pre-paid funeral plan?
A pre-paid funeral plan involves going through the process of arranging your funeral whilst you’re still here. Every funeral plan is bespoke to each of our clients and we’re dedicated to ensuring that we’re providing a service which suits your individual requirements. We will usually visit you at your home or you may come to our premises if you prefer. A pre-paid funeral plan can be as simple or as in-depth as necessary, depending on your wishes.
I’m interested in finding out more, how do pre-paid funeral plans work?
Spencer & Peyton work with the Golden Leaves Trust Fund on behalf of clients throughout Basingstoke and Hook. You pay as much or as little as you like into a secure funeral plan and it’s entirely up to you whether you pay in full or pay in instalments. Your money is protected by the trust fund and is released to the funeral director when required to cover the costs of your funeral.
If you pay off your funeral in 12 months, there is no interest to be paid on the funeral plan. You may choose to pay over a period of a few years and by doing this you will only pay a low interest rate of 6%. The pre-paid funeral plan is designed to cover the funeral director’s fees, easing the burden on your family when the time comes.
How can I arrange a pre-paid funeral plan?
Firstly, get in touch with Spencer & Peyton, from here we can meet in person and arrange a tailored plan. We will also be able to discuss payment options in full and help you to open a secure fund.
We advise against making arrangements or accepting plans over the phone. It’s always best to know who you're dealing with, meet with a reputable professional and establish trust.
How will having a pre-paid funeral plan benefit me and my family?
A pre-paid funeral plan gives you absolute peace of mind and lifts the financial burden your passing will have. By starting a funeral plan today, you can purchase all the elements of your funeral at today's prices and at Spencer & Peyton we guarantee our price. Whilst external costs are not guaranteed, such as flowers, the majority of the costs will be covered by your pre-paid funeral plan.
With the decision-making process completed on behalf of your family, you know your wishes will be carried out and that they will have less to think about at such a difficult time. If you do not have immediate family, you will be able to rest assured that provisions have been made.
With years of experience behind us and competitive rates available, your pre-paid funeral plan is safe with us. It’s our role to arrange the plan ahead of time, making sure you understand the plan, what’s involved and the options that are available to you. We will help you to decide on a budget, make recommendations based upon your individual needs and be ready to carry out your wishes to the letter using your secured funds when the time comes.
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